Producer of Insurance
State Department of Insurance Directory
| State / Jurisdiction | Major License Lines (LOAs) | Pre-Licensing Courses | DOI / Exam & Licensing Website (Start here to register for exams) |
|---|---|---|---|
| Alabama | Life; Health / Accident & Health; Fixed & Variable Annuities; Property; Casualty; Surplus Lines | State-approved providers (ExamFX, etc.) listed/accepted per AL DOI producer education rules. | Alabama Department of Insurance |
| Alaska | Life; Health / A&H; Variable Annuities; Property; Casualty; Surplus Lines | Use any Alaska-approved pre-licensing provider; verify via AK Division of Insurance. | Alaska Division of Insurance |
| Arizona | Life; Health; Variable Products; Property; Casualty; Surplus Lines | State-approved pre-licensing providers (ExamFX, etc.) accepted for all major LOAs. | AZ Dept. of Insurance & Financial Institutions |
| Arkansas | Life; Health; Variable; Property; Casualty; Surplus Lines | Pre-licensing through AR-approved providers for Life, Health, P&C lines. | Arkansas Insurance Department |
| California | Life; Accident & Health; Variable Contracts; Property; Casualty; Surplus Lines | CA DOI recognizes state-approved education providers for each LOA; verify on DOI site. | California Department of Insurance |
| Colorado | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | Use CO-approved pre-licensing providers; see CO Division of Insurance producer pages. | Colorado Division of Insurance |
| Connecticut | Life; Accident & Health; Variable Life / Annuity; Property; Casualty; Surplus Lines | CT-approved pre-licensing providers; course must match LOA you’re seeking. | Connecticut Insurance Department |
| Delaware | Life; Health; Variable; Property; Casualty; Surplus Lines | Approved pre-licensing providers listed/accepted via DE DOI guidance. | Delaware Department of Insurance |
| District of Columbia | Life; Accident & Health; Variable Life & Annuity; Property; Casualty; Surplus Lines | DC recognizes approved providers; check DC DISB licensing section. | DC Dept. of Insurance, Securities and Banking |
| Florida | Life; Health; Fixed & Variable Annuities (2-15); Property; Casualty; Surplus Lines | State-approved courses (e.g., 2-15, 2-20) – providers like ExamFX are approved; see FL DFS education page. |
FL DFS – Agent & Agency Services Exam scheduling via Pearson VUE linked from DFS. |
| Georgia | Life; Accident & Sickness; Variable Products; Property; Casualty; Surplus Lines | GA-approved pre-licensing providers; verify on GA OCI producer licensing pages. | Georgia Office of Insurance & Safety Fire Commissioner |
| Hawaii | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | State-approved providers accepted for major LOAs; see HI Insurance Division. | Hawaii Insurance Division |
| Idaho | Life; Disability (Health); Variable; Property; Casualty; Surplus Lines | ID-approved pre-licensing courses via providers such as ExamFX. | Idaho Department of Insurance |
| Illinois | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | IL requires pre-licensing for major LOAs using state-approved providers. | Illinois Department of Insurance |
| Indiana | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | Pre-licensing through IN-approved providers; see IDOI. | Indiana Department of Insurance |
| Iowa | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | IA Insurance Division accepts state-approved pre-licensing for each LOA. | Iowa Insurance Division |
| Kansas | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | Use KS-approved pre-licensing providers; check KS Insurance Department site. | Kansas Insurance Department |
| Kentucky | Life; Health; Variable; Property; Casualty; Surplus Lines | KY requires pre-licensing for major LOAs from approved providers. | Kentucky Department of Insurance |
| Louisiana | Life; Health & Accident; Variable; Property; Casualty; Surplus Lines | LA-approved providers (e.g., ExamFX) for Life, Health, P&C, etc. | Louisiana Department of Insurance |
| Maine | Life; Health; Variable; Property; Casualty; Surplus Lines | Pre-licensing via ME-approved providers listed by Bureau of Insurance. | Maine Bureau of Insurance |
| Maryland | Life; Health; Variable; Property; Casualty; Surplus Lines | MD Insurance Administration recognizes state-approved pre-licensing courses. | Maryland Insurance Administration |
| Massachusetts | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | MA Division of Insurance sets pre-licensing standards; use approved providers. | Massachusetts Division of Insurance |
| Michigan | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | State-approved pre-licensing (e.g., ExamFX) required for resident licenses. | MI Dept. of Insurance and Financial Services (DIFS) |
| Minnesota | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | MN Commerce approves pre-licensing providers for major LOAs. | Minnesota Department of Commerce |
| Mississippi | Life; Health; Variable; Property; Casualty; Surplus Lines | Pre-licensing via MS-approved providers for Life, Health, P&C, etc. | Mississippi Insurance Department |
| Missouri | Life; Health; Variable; Property; Casualty; Surplus Lines | MO Dept. of Commerce & Insurance accepts courses from approved providers. | Missouri Dept. of Commerce & Insurance |
| Montana | Life; Health; Variable; Property; Casualty; Surplus Lines | State-approved pre-licensing through providers listed/recognized by CSI. | MT Commissioner of Securities & Insurance |
| Nebraska | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | NE DOI-approved providers for producer pre-licensing. | Nebraska Department of Insurance |
| Nevada | Life; Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | NV Division of Insurance accepts courses from approved providers. | Nevada Division of Insurance |
| New Hampshire | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | NH Insurance Dept. outlines pre-licensing and approved providers. | New Hampshire Insurance Department |
| New Jersey | Life; Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | NJ DOBI recognizes state-approved pre-licensing providers. | New Jersey Dept. of Banking & Insurance |
| New Mexico | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | OSI-approved pre-licensing required for resident producers. | NM Office of Superintendent of Insurance |
| New York | Life; Accident & Health; Variable Life/Annuity; Property; Casualty; Personal Lines; Surplus Lines | NYDFS sets education/exam rules; use NY-approved courses per line. | New York State Dept. of Financial Services |
| North Carolina | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | NC DOI requires pre-licensing education via approved providers. | North Carolina Department of Insurance |
| North Dakota | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | ND Insurance Dept. accepts recognized pre-licensing providers. | North Dakota Insurance Department |
| Ohio | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | OH DOI lists requirements and approved course providers. | Ohio Department of Insurance |
| Oklahoma | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | OK Insurance Dept. recognizes state-approved pre-licensing. | Oklahoma Insurance Department |
| Oregon | Life; Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | Pre-licensing via OR-approved education providers; see DFR. | Oregon Division of Financial Regulation |
| Pennsylvania | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | PA Insurance Dept. outlines pre-licensing and acceptable providers. | Pennsylvania Insurance Department |
| Rhode Island | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | RI DBR accepts pre-licensing from RI-approved providers. | RI Dept. of Business Regulation – Insurance |
| South Carolina | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | SC DOI lists education and exam requirements for major LOAs. | South Carolina Department of Insurance |
| South Dakota | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | Pre-licensing through SD-approved providers. | South Dakota Division of Insurance |
| Tennessee | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | TN Dept. of Commerce & Insurance sets pre-licensing requirements. | Tennessee Dept. of Commerce & Insurance |
| Texas | General Lines – Life, Accident & Health; General Lines – P&C; Variable; Surplus Lines | TX TDI approves provider courses (e.g., GL Life & Health, GL P&C, Surplus Lines). | Texas Department of Insurance |
| Utah | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | UT Insurance Dept. lists pre-licensing requirements and providers. | Utah Insurance Department |
| Vermont | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | VT DFR recognizes state-approved pre-licensing courses. | Vermont Dept. of Financial Regulation |
| Virginia | Life & Annuities; Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | VA SCC Bureau of Insurance lists pre-licensing/education details. | Virginia SCC – Bureau of Insurance |
| Washington | Life; Disability (Health); Variable; Property; Casualty; Personal Lines; Surplus Lines | WA OIC outlines pre-licensing providers and exam steps. | Washington Office of the Insurance Commissioner |
| West Virginia | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | WV OIC accepts pre-licensing courses from approved providers. | West Virginia Offices of the Insurance Commissioner |
| Wisconsin | Life; Accident & Health; Variable; Property; Casualty; Personal Lines; Surplus Lines | WI OCI lists pre-licensing and exam requirements for producers. | Wisconsin Office of the Commissioner of Insurance |
| Wyoming | Life; Accident & Health; Variable; Property; Casualty; Surplus Lines | WY DOI recognizes state-approved pre-licensing providers. | Wyoming Department of Insurance |
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Includes all State DOI License fees + NIPR fees.
passed through at cost + A 20% service fee.