NonCaptiveLife
The Smarter Way to Get Life Insurance

Licensed Independent Agent.
Appointed Under License Authority of
The Department of Insurance & Financial Services.
Access to 430+ Non-Captive Carriers.
Free, Personalized Quotes.
No Sales Pressure.
No Traps.

🚫 CAPTIVE INSURANCE CARRIER
• One-Size-Fits-All Pricing
• Grouped With Unhealthy People
• Higher Monthly Rate
• Tied To One Companies Product Offering

✅ NON-CAPTIVE INSURANCE CARRIER
• Custom Pricing Based on you
• 3 Health Tiers (Policy Rate)
• HIPAA + MIB Protected
• Product Offering Adjusted Based Off Client Needs

Our Mission is SimpleFind Americans the most affordable insurance policy rate across all 430+ non-captive life insurance carriers in the United States.Tailored specific to your current Age, Health, & Lifestyle.We work for you, not for the insurance companies.
That means
no bias,
no markups,
no one-size-fits-all rate.We give you the best value you actually qualify for.